Whether you’re just beginning to explore homeownership or preparing to purchase in the near future, these educational sessions provide practical guidance in a welcoming, pressure-free environment.

Because informed buyers become confident homeowners.

Why Attend a Homebuyer Education Class?

Buying a home is one of the largest financial decisions you’ll ever make. Understanding the process before you begin can help reduce stress, avoid costly mistakes, and prepare you for long-term success.

Sherry’s classes are designed to answer your questions, simplify complex topics, and provide the tools you need to move forward with confidence.

You’ll gain valuable insights into financing, budgeting, credit, homeownership responsibilities, and much more.

Buying Your First Home

Learn how the home buying journey works from start to finish.

You’ll leave with a clear understanding of what to expect at every stage.

Preparing Your Credit

Your credit profile can significantly impact your ability to qualify for a mortgage and the interest rate you receive.

This class covers:

• Understanding your credit score
• Building healthy credit habits
• Reducing debt
• Improving your credit profile
• Common credit mistakes to avoid
• Preparing for lender approval

Learn practical strategies that can strengthen your financial foundation before purchasing a home.

Understanding Mortgages

Mortgage options don’t have to be confusing.

This class explains:

• Conventional loans
• FHA loans
• VA loans
• USDA loans
• Fixed-rate vs. adjustable-rate mortgages
• Down payment requirements
• Interest rates
• Mortgage insurance
• Loan approval process

You’ll gain a better understanding of which financing options may best fit your needs and goals.

Budgeting for Homeownership

Owning a home involves more than a monthly mortgage payment.

This session teaches you how to prepare for:

• Monthly housing expenses
• Property taxes
• Homeowners insurance
• Utility costs
• Maintenance and repairs
• Emergency savings
• Long-term financial planning

Building a realistic budget today helps create lasting financial stability tomorrow.

Understanding Closing Costs

Many buyers are surprised by the expenses involved in closing on a home.

During this class you’ll learn about:

• Attorney fees
• Title services
• Loan fees
• Recording fees
• Appraisal costs
• Home inspections
• Escrow accounts
• Prepaid expenses

Understanding these costs ahead of time helps eliminate surprises on closing day.

Building Long-Term Wealth Through Homeownership

A home is more than a place to live—it’s an investment in your future.

Discover how homeownership can help you:

• Build equity over time
• Increase long-term financial stability
• Create generational wealth
• Improve financial security
• Invest in your future

Learn why purchasing a home is one of the most important financial decisions many families ever make.

What You’ll Receive

Every participant receives valuable educational resources to help continue learning after class.

Resources may include:

• First-Time Homebuyer Workbook
• Home Buying Checklist
• Monthly Budget Worksheet
• Financial Planning Forms
• Credit Preparation Resources
• Home Buying Timeline
• Classroom Handouts
• Helpful Local Resource Guide

These materials are designed to support you throughout your entire home buying journey.

Who Should Attend?

These classes are ideal for:

• First-time homebuyers
• Renters planning to purchase a home
• Buyers rebuilding their credit
• Families preparing to relocate
• Individuals returning to the housing market after several years
• Anyone who wants to better understand the home buying process

No matter where you are in your journey, you’ll leave with greater confidence and a clearer path toward homeownership.

Reserve Your Seat

Ready to take the next step toward homeownership?